Customer is always kept online and in the flow
Identification process is designed the way you need it
Simple integration API
Digitally transform your channels with minimal IT effort
KEY BENEFITS OF USING IDENTYUM
Fully digital onboarding, signing and authentication
AML & KYC compliant across EU
ISO 27001 certified
PSD2 AISP extraction of payment data
eIDAS legally valid signing with no separate hardware
Quick and simple integration using API
Customization to your customer journey
60% lower TCO in 5-year period
FEATURES OF IDENTYUM
Automated (self-onboarding) solution for identity check, that uses biometrics and AI, fully compliant with strict KYC and GDPR regulations. Includes ID card proofing check, face match of the person and the ID photo, liveness test and video call with agent if needed.
What identity verification includes?
Basic ID Scan
Scan national ID via camera
Adv. ID Scan
Scan national ID hologram via camera
Check presence via camera
ID with NFC
Read ID data via NFC
Compare ID photo vs selfie/camera
ID via online banking
Scan ID data from credit card
Check presence & ID via video call
PSD2: IBAN Verify
Penny transfer via PSD2:PISP
ID with eID
Read ID data from national eID
Confirm ID to live support agent
Get ID from social network profile
Electronic signature software for personal use and businesses to sign pdf documents. It uses advanced eIDAS certificates and qualified eIDAS certificates for ID and signing.
What e-signing includes?
Advanced eIDAS certificate for signing
Qualified eIDAS certificate for ID & signing
A process in which a person (on re-arrival) confirms that he or she is the same person who previously performed the identity verification, with the use of authentication factors (which he or she defined during the initial identification and verification of identity). With authentication, a person must verify at least 2 factors (or even 3 factors, if required by the company) for their authentication.
Possible factors are: PIN for Identyum profile, OTP token (email or SMS), Identyum mToken mobile app or face recognition. There must always be at least two of the possible factors while PIN is always one of the factor.
Always one of the factor
Use safety device
High security level credential on mobile phone
Matching a human face
EXTRACTION OF EXTERNAL FINANCIAL DATA
A process that involves checking the financial identity of the person – IBAN verification, history of the person’s transactions from online banking, prediction of the user’s credit risk, AML checking whether the person is not involved in money laundering, etc.
What extraction of external financial data includes?
Verify IBAN via online banking
Penny IBAN Verify
Verify IBAN via penny charge
Retrieve transactions via online banking
Get IBAN from credit card
Classify transactions with AI
Financial capacity score with AI
Purchase propensity score with AI
Check PEP, OFAC, UN and other databases