IDENTITY VERIFICATION
Identity verification made simple
Identyum Identify – fast, secure, and legally compliant remote identity verification. For digital user onboarding, KYC, and fraud prevention.
Digital onboarding & KYC
Digital onboarding
Represents a modern approach to introducing new users to business systems online, eliminating the need for physical presence. Through digital onboarding, companies enable users to complete the entire Know Your Customer (KYC) process remotely, share their personal data, register, contract products or services, and electronically sign documents, all without having to visit the company’s physical premises.
The KYC
The process involves remote and automated identification and verification of a user’s identity. It ensures the user is who they claim to be.
During digital onboarding, the system collects personal and identity data. Then it verifies the authenticity and validity of the information and ID document. In addition, the data is cross-checked with external databases. Finally, a biometric comparison confirms that the person on the other end matches their claimed identity.
Users gain faster access to services. At the same time, your team spends less time on paperwork. Moreover, the process includes strong protection against fraud. As a result, users enjoy a simple and secure experience. At the same time, it ensures that companies remain compliant with regulatory requirements such as GDPR, PSD2, and AML.
What is identity verification?
Without identity verification, there is no trust. That’s why this step is the foundation of every digital service. The process involves verifying the authenticity of personal data and identity documents (e.g., ID cards, passports), conducting biometric checks and authentication (such as facial recognition), and performing automated verification and comparison with data from official external sources.
Identity verification is crucial in the context of Know Your Customer (KYC) procedures and serves as the foundation for secure digital onboarding, particularly in industries subject to stringent legal and regulatory frameworks. In addition to reducing the risk of fraud and identity theft, it ensures that companies operate in compliance with legal requirements. Ultimately, high-quality identity verification enhances trust between users and service providers while also protecting sensitive information in the digital environment.
Key features of the
Identyum Identify service
Remote Electronic Identification
Enables users to identify themselves remotely through electronic means using only their device (mobile phone or computer), an internet connection, and an identification document – without the need for physical presence.
Selective Data Retrieval
Companies can request only the personal and identification data they need (e.g., age or place of residence), thereby minimizing data collection risks and respecting user privacy in accordance with the GDPR.
Biometric Verification and Authentication
Uses technologies for liveness detection and comparison with a previously known sample (e.g., comparing the face on the ID document with a selfie photo).
Explicit User Consent
Users provide clear and explicit consent to share their data, ensuring transparency and fostering trust.
Regulatory Compliance
Identify complies with GDPR, PSD2, AML directives, FATF and EBA guidelines, and ETSI EN 119 461 technical standards, which are prerequisites for eIDAS advanced (AdES) and qualified (QES) electronic signatures in the cloud guaranteeing legal certainty for businesses. Identify lets you send data requests and receive identification and personal data from your existing or new clients, data necessary for providing your services, selling products, or entering into business agreements. With the Identify service, you can request and retrieve all the data from a person’s ID document or only specific selected data (e.g., just age, name, address, personal identification number, etc.).
How can companies use Identify for identity verification?
Ready-to-use web portal
A company can register for the Identify web service without any integration, create templates specifying the required data, and send identification requests to users via email or SMS. Users complete the identification process online, and upon completion, an Identyum ID Wallet is automatically created for them to securely store and share their personal data.
Identyum API integration
If a company wants to automate the process entirely, its backend system can be integrated with Identyum via API. In this case, the identification and data retrieval step becomes an integral part of the company’s digital business process, which the user experiences as one of the steps in the overall flow. The Identyum ID Wallet is optional in this scenario and depends on the client’s specific needs.
Depending on how the company utilizes the Identify service, after the identification process and identity/document validation, the company receives a report containing all user data, either in PDF format or as a JSON file.
How can individuals use Identify for identity verification?
After a company or another party sends a request for identity verification, the user receives an invitation via email or SMS with a link to start the identification process. By clicking the link, the user initiates the process, which can be completed using either a smartphone or a computer.
The user independently decides whether or not to share the requested data, without pressure and in a fully transparent manner, and submits the data digitally. There is no need to install additional applications or use extra devices (e.g., USB keys or card readers), nor is physical presence required.
At the end of the process, the user receives confirmation indicating whether the process was successfully completed and whether their identity was verified. The entire procedure is quick, simple, and entirely online.
Why use Identify for identity verification?
By using the Identify service for remote electronic identification and retrieval of identity data, your company gains access to a modern, secure, and legally compliant solution for identity verification that saves time, reduces costs, and increases user trust.
Speed and efficiency
The identification and verification process via the Identify service takes only a few minutes. Thanks to automation, users can complete the entire process quickly and without physical contact, which directly accelerates the digital onboarding of new clients. Instead of waiting for human intervention, the system independently recognizes and validates the required data.
Reduced risk of fraud
By utilizing advanced document authenticity verification technologies with biometric checks and authentication, the risk of identity misuse is significantly reduced. Remote electronic identification enables your company to detect suspicious access attempts and lower the risk of fraud, fake identities, and other types of abuse.
Improved user experience
Identify offers users fast and easy access to services with no paperwork or waiting involved. The process is available via computer or smartphone at any time and from anywhere, giving end users a sense of control, security, and satisfaction when using a modern digital service.
Regulatory compliance
All processes within the Identify service are designed in accordance with European regulations and national laws, including the GDPR, eIDAS, PSD2, and AML. This means your company can rely on this service with complete legal certainty while ensuring strong protection of users' personal and identity data.
Flexibility
The solution is adaptable across various industries, including finance, insurance, telecommunications, e-commerce, hospitality, tourism, and the public sector, among others. Whether you're a small business or a large organization, Identify can be seamlessly integrated into your existing systems or used without integration.
Continuous access to reliable data
Unlike traditional identity verification methods that depend on working hours and human resources, Identify provides real-time access to identity data 24/7/365. This provides your company with reliable insight into user data whenever needed, without delays or interruptions to the process.
Stay ahead of the competition with an advanced digital solution
By implementing advanced identity verification, your company demonstrates digital maturity and readiness for digital transformation. This positions you ahead of competitors still relying on outdated, slow, and insecure methods of user identification.
HAVE QUESTIONS?
Find answers in the Frequently Asked Questions section.
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Whether you need support or want to explore how Identyum can empower your business, our team is ready to connect.